Tuesday, February 7, 2012



Insurance

Insurance
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Insurance

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Insurance

What Test Should I Apply for if I Want to Sell Car Insurance?

by Pennsylvania Insurance

I want to take an insurance test to sell car insurance and any property insurance, but i do not know for which one to apply for personal lines property and casualty insurance or general lines property and casualty insurance? Tags: property and casualty insurance, test, personal lines property, car, Insurance

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Are Rates for Disability Insurance Different in Different States?

by Pennsylvania Insurance

To clarify: I own Guardian own-occupation disability insurance, which was initiated in California. Given a recent income increase, I am eligible to exercise a rider to increase my disability coverage. Are my premiums going to go up a different amount if I increase my coverage through my agent in CA than if I increase it [...]

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About Long-Term Care Insurance Company Financial Strength?

by Pennsylvania Insurance

Hello, I have long-term care insurance with Penn Treaty Network America insurance company. Just found out that they have a B-minus financial strength rating. Is B-minus "bad"? Are there stats concerning the failure rate of B-minus companies over the course, say, of 20 to 30 years? Does anyone know how long they've been B-minus? What's [...]

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How Do Permits Work Along With Homeowners Insurance?

by Pennsylvania Insurance

Doing a few projects at home that require a permit. I have been told that getting a permit helps in case of homeowners insurance claims. Not sure how this works. Does the insurance company have a way to look into my home records to see whats been worked on? Tags: home, Insurance, permit, homeowners insurance, [...]

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How Can Someone Purchase a Life Insurance Policy for Someone Else Without Them Knowing?

by Pennsylvania Insurance

I always see on Forensic Files and other shows about murderers, they are able to purchase a life insurance policy for their spouse or relative without the person's knowledge. Then they kill the person for the money. Why are they able to buy a life insurance policy without the person knowing about it? Wouldn't that [...]

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What Affordable Health Insurance Would You Recommend for My Uninsured 21 Year Old Daughter?

by Pennsylvania Insurance

She works full time but her employer charges an outrageous amount of money for health insurance. I know there are many many young people who don't have health insurance, mostly because of the cost of high insurance premiums. But my daughter really needs it cause she has some health issues that will stay with her [...]

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How Can a Government Run Health Insurance Entity "Compete" With Private Companies? Will It Pay Taxes?

by Pennsylvania Insurance

It boggles my mind that the proponents of a government run health insurance entity would actual state that this entity would bring competition to the insurance arena. How would these private businesses compete with someone who does not have to pay taxes. How do companies compete with an entity that can literally raise taxes to [...]

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What Does Each Question on a Car Insurance Mean and How Does It Increase Your Rate?

by Pennsylvania Insurance

I am 20 and have had insurance my prior rate was 700 for 6 months. I had two at fault accident before that insurance at 18. But only one was really at fault and I have to get proof and the other drops of my record on the 13th of August. I am trying to [...]

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What Are the Reasons to Get Both Short-Term and Long-Term Disability Income Insurance?

by Pennsylvania Insurance

I'm thoroughly confused as usual. But, if you have the option to get both short and long term disability insurance why would you? Does the short term cover things the long term doesn't? Doesn't long term cover the short term period as well anyway? Or do you have to have both to be covered in [...]

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Can My Health Insurance Ask for Reimbursement From Car Insurance?

by Pennsylvania Insurance

Had a car accident and was in the hospital for close to a week. Health insurance covered everything except copays and deductible. The car insurance is waiting to see if my health insurance is going to ask for reimbursement before they pay out anything. Seeing that I pay my health insurance premiums for situations like [...]

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