Friday, February 3, 2012



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What Factors Affect How Much I Will Pay for Car Insurance?

by Pennsylvania Insurance

what are the factors that affect the amount i pay for insurance on a car? im looking to purchase my first vehicle and want to know what i can't afford. Tags: financial services, car, Business and Economy, car insurance, Insurance

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Do You Purchase Homeowners Insurance for the Cost to Rebuild or the Amount of the Mortgage?

by Pennsylvania Insurance

When buying a new home do you get your homeowners insurance to cover your loan amount or do you get it to cover the cost to rebuild? Tags: buying a new home, Insurance, home, amount, homeowners insurance, mortgage

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What Is the Distinction of Life Insurance Premium and Proceeds?

by Pennsylvania Insurance

Can you give me the core concept of life insurance proceeds? Does it mean when you are entitled to received proceeds, it includes the premium or the amount invested and the interest therein or you are only entitled to receive the amount invested in the company? Please give me a life situation concept so I [...]

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Are Rates for Disability Insurance Different in Different States?

by Pennsylvania Insurance

To clarify: I own Guardian own-occupation disability insurance, which was initiated in California. Given a recent income increase, I am eligible to exercise a rider to increase my disability coverage. Are my premiums going to go up a different amount if I increase my coverage through my agent in CA than if I increase it [...]

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What Affordable Health Insurance Would You Recommend for My Uninsured 21 Year Old Daughter?

by Pennsylvania Insurance

She works full time but her employer charges an outrageous amount of money for health insurance. I know there are many many young people who don't have health insurance, mostly because of the cost of high insurance premiums. But my daughter really needs it cause she has some health issues that will stay with her [...]

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Types of Life Insurance

by Pennsylvania Insurance

Life insurance is a financial resource for people's loved ones at the moment of their death. The person signs a contract with an insurance company that promises to pay the beneficiaries a certain amount of money when this happens. In exchange people make monthly payments, and they depend of their age, occupations, medical history and [...]

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What Is the Best Way to Settle Debt With Car Insurance Companies? Should I Get a Lawyer? ?

by Pennsylvania Insurance

I recently got in a car accident and my insurance company did not cover the extent of the accident. The insurance company is calling and asking for an outrageous amount. I s there a way I can negotiate a lower price and or payment plan? The outrageous amount is 15 grand and the poor person [...]

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What Exact Is Whole Life Insurance, and How Do Life Insurance Companies Profit From Selling It?

by Pennsylvania Insurance

Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such [...]

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What Is the "Bodily Injury" Amount in Pennsylvania if You Have "Full Tort" Insurance?

by Pennsylvania Insurance

Tags: injury, Insurance, amount, bodily, Pennsylvania

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How Your Insurance Is Affected by Various Factors

by Pennsylvania Insurance

Several talks of changes in the insurance industry are being discussed in the media for the state of Pennsylvania. These changes will most likely go into effect within the early part of next year. The primary focus is to increase the control that the user has over their benefits received as part of their auto [...]

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