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Strategic Alliances to Scale Up Financial Services in Rural Areas (World Bank Working Papers) | 
| Author: Michael Goldberg , Bikki Randhawa Joselito Gallardo
Publisher: World Bank Publications
Category: Book
List Price: $10.00
Buy New: $9.99
You Save: $0.01
New (5) Used (2) from $9.99
Sales Rank: 2551164
Media: Paperback
Number Of Items: 1
Pages: 58
Shipping Weight (lbs): 0.2
Dimensions (in): 10 x 7 x 0.2
ISBN: 0821366033
Dewey Decimal Number: 332.1091724
EAN: 9780821366035
ASIN: 0821366033
Publication Date: April 17, 2006
Availability: Usually ships in 1-2 business days
Shipping: International shipping available
Condition: Brand New. Delivery is usually 5 - 8 working days from order, International is by Royal Mail Airmail
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Product Description
Business firms have employed strategic alliances with other firms to effectively manage costs, overcome resource and technology constraints, and enhance competitive position. The principle and practice of strategic alliances can be applied as well for productive and beneficial institutional collaborations in rural financial markets to expand the array of financial products and to scale up access of rural households and micro-businesses to financial services. Strategic alliances comprise a new theme in rural finance. The institutions in the study used strategic alliances to tap new capital resources, manage transaction costs, access banking technology and infrastructure and acquire new skills to provide an expanding array of financial services to wider markets. The authors carefully examine the experiences of selected rural finance institutions and their strategic allies or development partners in Guatemala, the Philippines, Ghana and India to draw out the main findings and share the lessons that may be gainfully applied in other country settings. The study addressed a number of key questions: XWhat motivated the rural finance institution to structure its alliance or partnership with a bank, commercial or development organization? XHow are gains from and costs of alliances and partnerships shared between collaborating institutions? XWhat are the key elements that make partnerships or alliances successful, and which conditions lead to unproductive ones? XWhich financial products and services are best introduced through strategic alliances?
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