There isn’t an average, because there are SO many variables. But in Pittsburgh, for the “average” $150,000 home, I’d expect about $500. But you can’t find a good $150,000 home in Philly, and Philly’s higher risk, so in Philly, it would probably be closer to $1200. But that’s a regular home.
Townhomes are different – depending on the number of common walls.
Plus, your CREDIT score affects the rates a lot, too. Not to mention the CONSTRUCTION type – brick or frame??
{ 2 comments… read them below or add one }
About $600 in 2004
http://www.iii.org/media/facts/statsbyissue/homeowners/
Here’s a comparison of rates for major insurance companies in you state:
http://www.ins.state.pa.us/ins/lib/ins/consumer/brochures/HO_charts_2004.pdf
HO-3 is normal home owners
HO-4 is renters
HO-6 is for condominium owners
There isn’t an average, because there are SO many variables. But in Pittsburgh, for the “average” $150,000 home, I’d expect about $500. But you can’t find a good $150,000 home in Philly, and Philly’s higher risk, so in Philly, it would probably be closer to $1200. But that’s a regular home.
Townhomes are different – depending on the number of common walls.
Plus, your CREDIT score affects the rates a lot, too. Not to mention the CONSTRUCTION type – brick or frame??
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