Friday, February 3, 2012



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Why Is It Illegal to Drive Without Car Insurance?

by Pennsylvania Insurance

I have heard rumors that it is illegal to drive without car insurance; first of all, is this true? Secondly, if this is so, why? Many individual American motorists experience between 0-2 minor accidents in their lifetime, some of which are very minor (where both cars still run fine and there's just a bump or [...]

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What Exactly Is Life Insurance and How Does It Work?

by Pennsylvania Insurance

What exactly is life insurance and how does it work? I don't understand, won't you be dead or something so what does it do for you? What happens if it doesn't get cashed in, what does that mean? Sorry I don't understand, please explain. Tags: Religion Belief, Insurance, insurance policy, life insurance, Power of attorney, [...]

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What Happens if You Are About 10 Days Late Paying for Your Car Insurance?

by Pennsylvania Insurance

School is about to start, and i have an insurance payment coming up on the same week i needed money the most to pay for school supplies including a graphing calculator that costs over $100. If i spend this money, i won't be able to afford car insurance till the week after and i might [...]

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How Can I Get Health Insurance for My Parents?

by Pennsylvania Insurance

My parents are in their early 50's, and do not have health insurance. They are struggling with money, so paying for health insurance is the last thing on their minds. Can I purchase health insurance for them? I have never purchased insurance before (I have always received it through employers). Some facts: › We live [...]

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Car Insurance Should I Cancel It Because I Have a Trip?

by Pennsylvania Insurance

First of all my renewal of car insurance policy period is 7-11-07 to 7-11-08. But i have a trip to China in June 28 and there no one using the car. Also i;m wonder be back until Aug4. Should i cancel it and renew after i come back? Tags: car, trip to china, policy period, [...]

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What Does Occupation Class 5A Mean for a MassMutual Disability Insurance Policy?

by Pennsylvania Insurance

I recently changed careers and I wonder whether it affects my occupational class for disability insurance. I'm currently "5A" under MassMutual Tags: MassMutual, class, policy, Disability, occupation, Insurance, Mean

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Would It Be Better to Opt. Out on Social Security and Get a Long Term Disability Insurance?

by Pennsylvania Insurance

I am 27 and was told that I could opt. out of social security, and could get a long term disability insurance alot cheaper. If I did this I woul dump the rest in my 401k, which will add up to around 400 a month. Tags: Term, alot, Insurance, long term disability, long term disability [...]

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Is Long Term Care Insurance Worth the Cost? Would I Be Better to Just Invest in a Mutual Fund Each Month?

by Pennsylvania Insurance

I am 59 but diabetic. I think I run an above average chance of needing long-term care in the future. I do not want to exhaust all my savings and home to pay for nursing home care. Tags: term care insurance, nursing home care, home, mutual fund, Term

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Is There Anyway to Get Decent Homeowners Insurance at a Cheap Price?

by Pennsylvania Insurance

My husband and are in the process of purchasing a small home. We are seniors living on a fixed income and have to watch every penny. We have two weeks to find the homeowners insurance and they all seem to be so high in price. Does anyone have any ideas how we find an affordable [...]

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What Kind of Life Insurance Do We Need? and What Is a Good Company to Buy From?

by Pennsylvania Insurance

My husband and I are 28 years old, have three children and plan to have one more child in the near future. We live in Virginia (DC area). His annual earnings are about $70k; I also work part time earning annually about $35k. We currently have life insurance through our employers, but we want to [...]

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