Friday, September 10, 2010

From the category archives:

Answers

How can I estimate homeowners insurance when I haven’t found a home?

July 20, 2010

I’m trying to determine how much house I can afford to buy–but I need to know how much homeowners insurance and taxes are. Is there an easy way to estimate this?

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How do I put life insurance on my childs father?

July 20, 2010

I’m wanting to put life insurance on my son’s father. He is my beneficiary and I just feel that it is necessary for us to have this! Ive been searching the internet and I cant seem to find what I’m looking for. Does anyone have a suggestion on which company I should use or how [...]

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Will car insurance always be expensive when I first purchase it?

July 19, 2010

I’ve never had car insurance and I’m about to purchase a car. I’ve been researching different companies and they are all pricey. Should I wait until I’m 25 to get my own insurance since it will be cheaper or is the price based off other factors? I’m currently 24 years old and never had insurance [...]

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How do health insurance tax deductions work for a member managed LLC?

July 17, 2010

I own a business (LLC) with two other people. It is only us three; we do not have any additional employees. We pay for our health insurance through our business. Based on these facts, I was wondering how much I stand to save on my personal taxes. Is this a standard write off like any [...]

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What company offers a good affordable rate for car insurance in the state of Maryland?

July 15, 2010

I’m just moving out of Virginia into Maryland and I am very overwhelmed by the high premiums that I will have to pay oppose to the lower premiums that I was paying for 2 cars in Virginia. Does anyone know a good cheap car insurance company? Thanks!

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What is the future of the Long Term Care insurance industry under Obama? Will national healthcare cover LTC?

July 13, 2010

Long Term Care insurance protects families from the costs of in-home care givers, assisted living facility costs, and nursing home costs that will often run from $50,000 to over $100,000 per year, and can wipe out most families. Around half of us will need this extended care.

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Is Long Term Care Insurance combined with Life insurance is good or better separate policy?

July 13, 2010

It’s a difficult to get started to buy Long Term Insurance , it’s expensive and maybe will never use it. Life Insurance at least you know you will die sooner or later. I was offered a combined insurance with Nationwide Ins… now confused if that is a good idea. BTW I am 60.. Anybody has [...]

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What homeowners insurance providers will insure a customer with a snake?

July 13, 2010

I have been actively seeking homeowners insurance and for some reason no one will insure a customer with a pet snake! My snake is a nonvenomous exotic breed that is extremely common as a pet (ball python). Any suggestions on a provider?

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How do life insurance agencies make their profit?

July 13, 2010

I have a few questions here and thanks in advance. Can anyone please explain how do life insurance agencies (or financial advisory agencies) make their profit? Is that true that the life insurance companies are paying around 100% of total first year premium to the agents? How do the agencies split that with the agents? [...]

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What health insurance plans cover toenail fungus medication and nail removal surgery?

July 11, 2010

Hi, I suffer from toenail fungus, and I’ve tried ALL home remedies available without success. I’m also about to buy health insurance. I thought I would take this opportunity to finally visit the doctor and get rid of this problem. My questions are: 1. Which health insurance plans offer the best coverage to treat toenail [...]

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