Friday, February 3, 2012

Answers > I Am a College Student in Pennsylvania Looking for Health, Dental, and Vision Insurance.?

I Am a College Student in Pennsylvania Looking for Health, Dental, and Vision Insurance.?

by Pennsylvania Insurance on February 11, 2011

I don't want a high deductible and I don't want to pay several hundred dollars a month. With not much money, I need my insurance to cover the majority of my expenses. What's the best major insurance provider I should go with?

Tags: , , , , ,

Related Pennsylvania Insurance Posts

{ 4 comments… read them below or add one }

mbrcatz May 1, 2010 at 9:16 pm

OK, you want 100% coverage for $1 a month. It doesn’t exist.

You’re actually looking at THREE DIFFERENT policies here.

If you’re 20 and perfectly healthy, nothing wrong, not overweight, a good, low/no deductible plan should run you around $225 a month.

SO. If you want to cut that in half, you have to take on a $5,000 deductible.

Your dental coverage will run around $26 a month, with waiting periods for anything except cleanings. And the vision coverage will cost about the same – $20 a month, with a six month wait until they pay for an exam or glasses.

You can’t exchange $50 now for a known $500 you want to incur in the next month. Insurance companies would go out of business. They don’t WORK that way.

If you have no insurance now, any “expenses” you have now, are going to be excluded under a new policy.

Just like the lottery, you have to buy the ticket BEFORE you number comes up.

John C May 1, 2010 at 9:31 pm
Glyco N May 1, 2010 at 9:36 pm

Your college should offer some type of health insurance coverage. Honestly that would be the most economical way for you to go.

Most dental and vision plans these days are just coupon plans meaning they offer you a discount but don’t pay all the costs of seeing a dentist or getting your eyes checked out or getting glasses.

ANGELA Y May 1, 2010 at 10:08 pm

YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here

http://www.HealthInsuranceFree.info

to solve the problem.

Previous post:

Next post: